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Do you charge customers a surcharge on card transactions? This is a quick guide to what you need to know to ensure your surcharges are not excessive and to understand your obligations in disclosing them.
See the Card surcharges page for more information.
On 31 March 2026, the that it would lift its current ban on ‘no surcharge’ rules for prepaid, debit and credit cards from certain card networks.
These card networks are Visa, Mastercard and eftpos.
From 1 October 2026, these card networks can ban businesses from applying card payment surcharges when accepting payments. When they impose a ban, this means businesses cannot charge the customer a surcharge for these payment types.
Any bans on card payment surcharges will be set by the rules of each card network. The ÌÇÐÄÔ´´ will not be responsible for enforcing any bans set by the card networks.
Businesses must still comply with the existing surcharging laws until these changes take effect.